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Apply for Business Funding, Swallowgate Advances Pasadena

When you apply for a business loan in Pasadena through Swallowgate Advances, you complete one short application, we match you to suitable lenders within our network, and you receive funding options typically within 24 to 72 hours, no obligation to accept any offer.

Your Application Checklist: What to Prepare Before You Apply

Gather three months of business bank statements, your most recent tax return, and a driver's license or government ID. If you operate a retail shop along Colorado Boulevard or a manufacturing facility near the 210 corridor in Altadena, add lease agreements or equipment lists when relevant. These documents let us match your business funding application to the right programs faster, whether you need working capital, equipment financing, or a commercial real estate loan.

How it works

Step-by-Step: How the Business Funding Application Works

Complete the application by phone at (626) 243-2512 or visit 800 E Colorado Blvd, Pasadena, CA 91101 in person. The call takes eight to ten minutes. We ask about revenue, time in business, and funding purpose. You upload or fax documents the same day. Within one business day, we present lender matches and program options, SBA 7(a), business lines of credit, invoice factoring, or others, that fit your situation.

Start by calling our Pasadena office. Answer questions about monthly revenue, how long you've operated in San Marino or Eagle Rock, and why you need capital. Submit bank statements and tax documents. We review your file and contact lenders in our broker network. You receive term sheets, compare offers, and choose the best fit. No application fee. No pressure to proceed.

After You Apply: What Happens Next

Once your business funding application is submitted, we begin lender outreach immediately. Most Pasadena businesses hear preliminary feedback within 24 hours and receive formal term sheets within 72 hours, depending on program complexity and documentation completeness.

We call you with updates. If a lender requests additional documents, profit-and-loss statements for a restaurant in South Pasadena, or invoices for a factoring deal in Alhambra, we guide you through it. When you accept an offer, the lender handles underwriting and closing. Funding speed varies: working capital can close in days, SBA loans in weeks. Visit our Pasadena business loan hub or contact us for next steps.

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Common questions

Common questions about business loans in Pasadena

How long does it take to apply for a business loan in Pasadena?+
The initial application takes eight to ten minutes by phone. Document upload adds another five to fifteen minutes. Total time from call to submission rarely exceeds half an hour for most Pasadena business owners.
What documents do I need to submit with my business funding application?+
Bring three months of business bank statements, your most recent business tax return, and a photo ID. Additional items, lease agreements, equipment invoices, accounts-receivable aging, depend on the loan type you pursue.
Is there a fee to apply through Swallowgate Advances?+
No. Submitting a business funding application through our Pasadena brokerage costs nothing. We earn compensation from lenders only if you close a loan, so you explore options without upfront expense.
Can I apply if my business is in San Gabriel or Temple City?+
Yes. We serve Pasadena and surrounding communities including San Gabriel, Temple City, La Cañada Flintridge, Sierra Madre, Kinneloa Mesa, and Alhambra. Call (626) 243-2512 to start your application from any nearby location.
What happens if I don't qualify with one lender?+
We broker relationships with multiple lenders, so if one declines, we present your file to others in our network. Different lenders weigh credit, revenue, and collateral differently, improving your chances of approval.
Do I have to accept a loan offer after I apply?+
No. Every application is no-obligation. Review term sheets, compare costs and repayment schedules, and decline if none meet your needs. You control the decision at every stage.
How soon can I get funded after my application is approved?+
Funding speed depends on program type. Working capital and invoice factoring can close in three to seven days. SBA 7(a) loans typically take four to eight weeks. Equipment financing falls in between, often two to three weeks.
Can I apply for more than one type of financing at once?+
Yes. Many Pasadena businesses apply for both a term loan and a line of credit, or combine equipment financing with working capital. We help you structure a package that matches cash-flow needs and growth plans.

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