Small business
Small business loans in Pasadena include government-backed SBA 7(a) products for acquisition and expansion, working capital advances for inventory and payroll, equipment financing for machinery and vehicles, commercial real estate loans for storefronts and warehouses, revolving lines of credit, and invoice factoring for receivables. Each product serves a different timeline and collateral profile, and Swallowgate Advances connects you to the option that funds fastest for your situation.
Local context matters. A family-owned café in South Pasadena needing a new espresso machine moves faster with equipment financing than a five-year SBA term loan. A contract manufacturer in Alhambra waiting on invoices from aerospace clients taps factoring to meet Friday payroll. We evaluate your cash-flow cycle, not just your credit score, then present lender matches within 24 hours.
Small business
You qualify when your Pasadena-area business has been operating at least six months, generates consistent revenue, and can document cash flow through bank statements or tax returns. Startups with strong personal credit and collateral may access SBA 7(a) loans or lines of credit. Established firms in Temple City, La Cañada Flintridge, or Sierra Madre typically qualify for larger working capital or commercial real estate facilities.
We broker for retailers along the Playhouse District, medical practices near Huntington Hospital, and logistics companies serving the San Gabriel Valley. Credit challenges do not disqualify you, alternative products like merchant cash advances or asset-based lending often approve profiles traditional banks decline.
How it works
Call (626) 243-2512 or visit 800 E Colorado Blvd, Pasadena, CA 91101 to start. Bring recent bank statements, tax returns, and a brief explanation of how you will deploy the funds. Swallowgate Advances reviews your documents, identifies the fastest funding path, and submits your profile to matched lenders the same day. Most applicants receive term sheets within 48 hours and funding within two weeks.
Check our Service Areas page to confirm we cover your Altadena, Kinneloa Mesa, or San Gabriel location. Then follow this checklist:
1. Gather three months of business bank statements. 2. Locate your most recent tax return. 3. Write one paragraph on fund use, equipment, inventory, lease deposit, or expansion. 4. Contact us by phone at (626) 243-2512. 5. Review lender matches and select terms. 6. Sign documents and receive wire transfer.
Visit our Pasadena business lending hub for additional program details and case studies from local clients.
Serving the Pasadena area

We know which lenders fund which kinds of Pasadena businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.