Invoice factoring
Invoice factoring sells your unpaid business-to-business invoices to a third-party funder at a discount, giving you immediate cash instead of waiting weeks for customers to pay. You receive an advance, typically a large percentage of the invoice face value, within 24 to 72 hours, and the funder collects payment directly from your customer. When the invoice is paid, you receive the remaining balance minus the funder's fee. This is not a loan; you're selling an asset you already own, so approval hinges on your customers' creditworthiness, not yours.
Invoice factoring
Eagle Rock's mix of creative agencies, print shops, wholesale distributors, and service contractors along the Figueroa Street and Colorado Boulevard corridors often invoice commercial clients on net-30 or net-60 terms. When a graphic-design studio near Occidental College lands a large project for a downtown corporate client but must hire freelancers and buy licenses upfront, waiting two months for payment can stall the next job. Invoice factoring in Eagle Rock turns those pending invoices into cash today, so you can pay your team, restock inventory, or bid on the next contract without delay.
Swallowgate Advances is a licensed commercial-loan broker at 800 E Colorado Blvd, Pasadena, CA 91101, serving Eagle Rock and surrounding communities. We compare invoice factoring programs from multiple funders, present options that fit your invoice volume and customer base, and guide you through documentation. Because we broker rather than lend, we focus on speed: most clients see funds within days of submitting invoices. Call us at (626) 243-2512 to discuss your receivables and get a same-day assessment.
How it works
1. Gather open invoices issued to creditworthy business customers. 2. Call (626) 243-2512 to discuss invoice amounts, payment terms, and customer profiles. 3. Submit copies of invoices, customer contracts, and proof of delivery. 4. Receive advance funds (often within 48 hours) via ACH or wire. 5. Funder collects payment directly from your customer at term. 6. Collect the reserve (remaining balance minus fees) once the invoice clears.
Explore more funding options across Pasadena and nearby areas or contact Swallowgate Advances today at (626) 243-2512 to turn your Eagle Rock receivables into immediate working capital.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.